Identity thieves are upping their game. In their relentless pursuit of your personal identifying information (PII) they are constantly evolving in their technology and their techniques to stay one step ahead of you. In past blog posts we have outlined the steps you need to take to fortify your defenses against identity theft.
The decision by the United Kingdom to leave the European Union was one that was a bit unexpected by most experts. In some respects it became a referendum on globalization and sovereignty. Given this result, financial markets are under pressure, and we wanted to pass along our thoughts on this historic vote and its overall impact.
By now, most parents and grandparents who are saving and investing to pay for college costs have probably heard that so-called 529 college savings plans allow tax-free distributions for qualified education expenses, potentially making them even more attractive and effective than in the past, when they were only tax deferred.
Federal law requires that participants in employer-sponsored retirement plans designate their spouse as their beneficiary unless the spouse waives this right in writing. Assuming that you and your spouse adhered to this practice, a document known as a Qualified Domestic Relations Order (QDRO), which is part of a divorce settlement, specifies how retirement assets are divided.
What recent graduates (and their parents) need to think about
Spring is here, summer weather has begun in Austin, and graduation time has arrived. Across Central Texas, students are finishing their high school, college, and even graduate school lives, after years of hard work, stress, excitement, and even some boredom.
As our lives become more intertwined with the internet it may be only a matter of time before all of our important data is stored in this vast “cloud” of bits and bytes. Most people are well on their way with online banking and bill paying, e-tax filing, email, document storage vaults, Social Security information, and soon we will be making payments using our smart phones.&nbs
A penny saved is a penny earned, right? Not necessarily. Thanks to inflation, over time that penny could be worth less than when it was first dropped into the piggy bank. That's why if you're investing -- especially for major goals years away, such as retirement -- you can't afford to ignore the corrosive effect rising prices can have on the value of your assets.